Alternatives / Mint
Looking for an open source Mint alternative? We compared 11 open source personal finance, budgeting, and investment trackers by license, self-hosting, bank sync, and maintenance. Most are budgeting apps, some track investments or run a small business, and two of the best known are archived.
Written by Maxime DERAME
Last updated:
| Alternative | Best for | License |
|---|---|---|
| Actual | Envelope budgeting with multi-device sync | MIT |
| Sure | Net worth and budgets (community fork of Maybe) | AGPL-3.0 |
| Maybe | Archived: use its fork Sure instead | AGPL-3.0 |
| Wealthfolio | Private investment tracking on desktop | AGPL-3.0 |
| Ghostfolio | Stocks, ETFs, and crypto portfolios | AGPL-3.0 |
| ezBookkeeping | Self-hosted multi-currency tracking | MIT |
| Financial Freedom | Self-hosted budgeting with CSV imports | GPL-3.0 |
| Monetr | Paycheck-based budgeting (Fair Source license) | FSL-1.1-MIT |
| YAFFA | Budgets, investments, and forecasting (small project) | MIT |
| Midday | Freelancer finances (commercial use needs a license) | AGPL-3.0 (non-commercial) |
| Frappe Books | Archived small-business accounting | AGPL-3.0 (archived) |
We looked for open-source tools that overlap with Mint's core: tracking accounts and spending, setting budgets, and seeing net worth. We verified each project's license, recent activity, stars, and self-hosting in its repository. Mint is gone, and automatic bank syncing is the hardest part to replace, so we note which tools sync accounts and which rely on CSV imports. See our methodology for the full criteria.
Mint connected to banks automatically. Most open-source tools do not include free bank syncing. Actual supports bank sync for some regions through third-party providers you must set up, and several others rely on CSV or file imports. Expect more manual work than Mint required.
Maybe's repository is archived and no longer maintained, and its README points to a final release. Sure is a community fork that continues it. Frappe Books is also archived on GitHub. Prefer actively maintained tools for new setups.
Actual and Sure are the closest for everyday personal budgeting and net worth tracking, with self-hosting. Wealthfolio and Ghostfolio focus on investments, and ezbookkeeping, Financial Freedom, and YAFFA are self-hosted trackers with different levels of polish.
Midday's AGPL-3.0 applies only to non-commercial use, and commercial use needs a commercial license from the company. Monetr uses the FSL-1.1-MIT license, which is Fair Source and becomes MIT after two years. Both are therefore not standard open source for business use.
Actual, ezbookkeeping, and YAFFA are MIT. Maybe, Sure, Wealthfolio, Ghostfolio, and Frappe Books are AGPL-3.0, and Financial Freedom is GPL-3.0.
Actual, Sure, Wealthfolio, Ghostfolio, ezbookkeeping, Financial Freedom, Monetr, and YAFFA had commits within days or weeks of this update. Midday's last commit was in June 2026. Maybe and Frappe Books are archived.
Mint was a free, ad-supported service from Intuit that Intuit shut down, leaving users to look for another home for their data. Open-source budgeting tools let you keep financial data on your own device or server, avoid ads and data resale, and keep using the tool as long as you can host it, at the cost of less automatic bank syncing and more setup.
Maybe was a personal finance and net worth app that consolidated accounts, investments, loans, and assets with goal tracking and projections. The AGPL-3.0 repository is archived and no longer maintained, and its final release marks the end of the project. Sure is a community fork that continues the code.
Pricing: Free and open source; no longer maintained.
Actual is a local-first personal finance app with envelope budgeting, bank sync, imports from multiple formats, split transactions, reports, undo and redo, an API, and YNAB importers. It supports multi-device sync with optional end-to-end encryption and can be self-hosted.
Pricing: Free and open source; bank sync depends on third-party providers.
Midday is an all-in-one platform for freelancers and small businesses with a financial overview, time tracking, invoicing, file reconciliation, storage, and an AI assistant. The repository is AGPL-3.0 for non-commercial use, and commercial use or deployments with a setup fee need a commercial license.
Pricing: Free for non-commercial self-hosting; a commercial license is required for commercial use; hosted plans may be paid.
Sure is a community fork of the abandoned Maybe Finance project. It tracks accounts, debts, and net worth, with transaction categorization, budgets, smart rules, and AI-powered queries, and can be self-hosted.
Pricing: Free and open source; a hosted service may be offered.
Ghostfolio is open-source wealth management software for tracking stocks, ETFs, and cryptocurrencies across portfolios, with performance analysis, a customizable dashboard, and market data integration. It can be self-hosted.
Pricing: Free self-hosted; a hosted premium service is available.
Wealthfolio is a local-first desktop app for tracking investment portfolios, accounts, income, performance, and goals, with contribution limit monitoring. Manual tracking and CSV import are free, and an optional paid Wealthfolio Connect service provides account connections.
Pricing: Free and open source; optional paid Wealthfolio Connect.
ezBookkeeping is a self-hosted personal finance app for recording transactions, importing data, and analyzing spending with charts. It has two-level accounts and categories, multi-currency with exchange rates, scheduled transactions, image attachments, AI receipt recognition, MCP support, and 2FA and WebAuthn.
Pricing: Free and open source.
Frappe Books is a desktop accounting and bookkeeping app for small businesses and freelancers, with invoicing, customizable HTML templates, fuzzy search, financial reports, and a local SQLite database.
Pricing: Free and open source.
Financial Freedom is a self-hosted personal finance app from Server Side Up with Docker deployment, CSV bank imports, and a privacy focus, with automated bank synchronization planned. It runs anywhere Docker runs.
Pricing: Free and open source.
Personal finance application for tracking spending, categorizing expenses, planning recurring bills, forecasting balances, and allocating money around upcoming costs and savings goals. It is closer to YNAB than a group expense splitter. Current releases use FSL-1.1-MIT, a Fair Source license rather than standard open source; some banking features depend on external providers such as Plaid.
Pricing: Self-hostable source-available project; banking integrations may rely on external providers.
YAFFA is a personal finance web application focused on long-term financial planning, with expense tracking, budgets, investment monitoring, transaction categorization, analytics, forecasting, and automated receipt processing.
Pricing: Free and open source.
| Alternative | Type | License | Self-hosted | Best for |
|---|---|---|---|---|
| Maybe | Personal finance | AGPL-3.0 (archived) | Yes | Use Sure instead |
| Actual | Budgeting | MIT | Yes | Envelope budgeting |
| Midday | Freelancer platform | AGPL-3.0 (non-commercial) | Yes | Freelance finances |
| Sure | Personal finance | AGPL-3.0 | Yes | Net worth and budgets |
| Wealthfolio | Investment tracker | AGPL-3.0 | Desktop app | Private portfolios |
| Ghostfolio | Wealth management | AGPL-3.0 | Yes | Stocks, ETFs, crypto |
| ezBookkeeping | Personal finance | MIT | Yes | Multi-currency |
| Financial Freedom | Budgeting and wealth | GPL-3.0 | Yes | CSV-based tracking |
| Frappe Books | Accounting | AGPL-3.0 (archived) | Desktop app | Small business |
| Monetr | Budgeting | FSL-1.1-MIT | Yes | Paycheck budgeting |
| YAFFA | Budgets and investments | MIT | Yes | Forecasting |
Want a mature self-hosted budgeting app
Actual offers envelope budgeting, multi-device sync, and optional end-to-end encryption under MIT.
Want net worth tracking like Maybe
Sure is the community fork of the archived Maybe, with accounts, budgets, and AI-powered queries.
Want to track investments privately
Wealthfolio keeps investment data on your own machine, with CSV imports, under AGPL-3.0.
Track stocks, ETFs, and crypto
Ghostfolio tracks multiple portfolios of stocks, ETFs, and crypto under AGPL-3.0.
Want multi-currency tracking with receipt scanning
ezbookkeeping is an MIT self-hosted app with multi-currency support and AI receipt recognition.