Alternatives / Splitwise

Splitwise Alternatives in 2026: Open Source & Self-Hosted

Spliit and SplitPro directly handle group bills, balances, reimbursements, and settlements. Monetr is an adjacent option for personal budgeting, not a direct shared-expense replacement.

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Written by Maxime DERAME

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Shared expense splitting vs personal budgeting

Splitwise-style applications answer who paid, who owes whom, how to split a bill, whether a reimbursement was recorded, and each group member's balance. Spliit and SplitPro solve that directly. Budgeting apps answer how much you can spend, which bills are due, how much to save, and where money goes. Monetr fits this second category.

Splitwise vs Spliit

Spliit keeps the shared-expense workflow simple: create a group, add participants and expenses, choose who paid and who participated, split unevenly, check balances, and record reimbursements. This works well for trips, households, and casual groups. Its original repository has had substantially less activity than SplitPro since late 2025, according to the supplied project information.

Splitwise vs SplitPro

SplitPro offers more options for groups with complex expenses. It supports equal, percentage, share-based, and exact-amount splits, plus adjustments, refunds, receipts, multiple currencies, recurring transactions, settlements, push notifications, and detailed balance history. It can be self-hosted, with database and infrastructure setup required.

Self-hosting shared expenses

Expense records can reveal names, travel locations, restaurants, rent, household purchases, receipts, amounts owed, and reimbursement history. Spliit and SplitPro can be deployed on infrastructure you control. You then manage server maintenance, database security, HTTPS, backups, updates, and availability.

Multiple currencies and receipts

Multiple currencies are especially useful for travel groups that record costs in local currencies and settle in a shared base currency. SplitPro emphasizes multi-currency handling and documents its conversion approach. Both Spliit and SplitPro support receipt attachments; SplitPro can store attachments locally when self-hosted, while Spliit also offers receipt scanning support that may use external AI services.

Licenses and maintenance

Spliit and SplitPro use MIT and are direct shared-expense tools. The supplied project information says Spliit's original repository slowed considerably after late 2025, while SplitPro remains actively developed. Monetr is self-hostable but uses FSL-1.1-MIT, a Fair Source license rather than an OSI-approved open-source license.

Why look for a Splitwise alternative?

People look for Splitwise alternatives to self-host financial data, avoid premium restrictions, keep receipts on infrastructure they control, and use open-source software. A useful group expense app should support shared bills, payer and participant selection, fair splits, balances, reimbursements, settlements, and expense history.

#1

Spliit

Simple open-source group expense splitter

MIT shared-expense application built as a Splitwise alternative. Create groups, share them without requiring every participant to create a conventional account, add expenses, track balances, record reimbursements, categorize costs, attach receipts, search expenses, and split unevenly. Hosted Spliit.app and self-hosted deployments are available. The original repository's activity slowed significantly after late 2025.

2.8KMITSelf-hosted

Pricing: Free hosted service and open-source self-hosting.

  • Designed specifically as a Splitwise alternative
  • Groups, uneven splits, balances, reimbursements, categories, and search
  • Receipt attachments, PWA, hosted service, and self-hosting
  • Original repository activity slowed after late 2025
  • Smaller feature set than SplitPro and recurring expenses are limited
  • Some receipt scanning uses external AI services
#2

SplitPro

Feature-rich self-hosted expense sharing with flexible splits

MIT self-hosted expense-sharing application for friends and groups. Supports equal, percentage, share-based, exact-amount, and adjusted splits, settlements, refunds, multiple currencies, receipt attachments, recurring transactions, PWA, push notifications, detailed activity history, and balance tracking.

1.4KMITSelf-hosted

Pricing: Open-source self-hosted application; deploy using its Docker setup.

  • Multiple split modes, adjustments, refunds, and settlements
  • Multiple currencies, receipts, recurring expenses, and detailed history
  • PWA, push notifications, Docker deployment, and self-hosting
  • Smaller GitHub community than Spliit
  • Self-hosting needs database and infrastructure setup
  • Public community-hosted instance is no longer the primary maintained deployment
#3

Monetr

Self-hostable personal budgeting and recurring bill planner

Personal finance application for tracking spending, categorizing expenses, planning recurring bills, forecasting balances, and allocating money around upcoming costs and savings goals. It is closer to YNAB than a group expense splitter. Current releases use FSL-1.1-MIT, a Fair Source license rather than standard open source; some banking features depend on external providers such as Plaid.

680FSL-1.1-MITSelf-hosted

Pricing: Self-hostable source-available project; banking integrations may rely on external providers.

  • Recurring bill planning, spending categories, and savings goals
  • Financial forecasting and paycheck-oriented budgeting
  • Self-hostable with active development and modern Go/TypeScript stack
  • Not a direct Splitwise replacement and lacks group debt settlement
  • Focused on personal finance rather than shared expenses
  • Fair Source license and some banking features depend on third parties

Compare Splitwise alternatives

AlternativePrimary use caseLicenseStatusGitHub starsSelf-hosted
SpliitGroup expense splittingMITOpen Source~2.8kYes
SplitProGroup expense splittingMITOpen Source~1.4kYes
MonetrPersonal budgetingFSL-1.1-MITSource Available~680Yes

Which one should you choose?

Want the simplest open-source Splitwise replacement

Spliit focuses on groups, expenses, uneven splits, balances, reimbursements, categories, and receipts, with a simple sharing workflow.

Spliit

Want a feature-rich self-hosted expense splitter

SplitPro supports several split methods, settlements, refunds, multiple currencies, receipts, recurring transactions, push notifications, and detailed history.

SplitPro

Want stronger current development momentum

The supplied project information reports more recent activity for SplitPro; Spliit's original repository slowed significantly after late 2025.

SplitPro

Want personal budgeting rather than shared bills

Monetr focuses on recurring bills, spending categories, savings goals, and forecasting. Its FSL-1.1-MIT license is Fair Source, not standard open source.

Monetr

Want a permissive open-source license

Spliit and SplitPro both use MIT; Monetr uses a Fair Source license.

Spliit

Want a direct Splitwise alternative

Spliit and SplitPro are built for shared expense settlement. Monetr belongs to personal finance and budgeting.

Spliit